Stay informed with the latest real estate news, market trends, and expert insights for Melbourne City. Our blog covers everything you need to know about the property market in Australia.
Rentvesting in Melbourne lets professionals live in inner-east suburbs while investing in affordable areas. This case study shows cash flow shortfalls, tax benefits, and the impact of interest-only versus principal-and-interest loans. Learn stress-testing for rate rises, offset strategies, and suburb selection to balance capital growth, yield, and lifestyle.
Choosing to sell or hold a Melbourne CBD or Docklands apartment hinges on cash flow sustainability, CGT on sale, vacancy risk, owners corporation health, and alternative yields. Use clear thresholds: under $100 weekly shortfall often hold; above $150 consider selling and redeploying equity into higher-yield assets or debt reduction strategically.
Victoria’s First Home Buyer Grant offers $10,000 for eligible new properties up to $750,000. The federal Help to Buy scheme provides up to 40% equity (30% for existing) with Melbourne caps of $950,000. Learn how these programs stack, LVR differences, allocation timing, valuations, and settlement coordination.
Passed-in auctions often signal mispriced reserves, design or access constraints, or softer market sentiment. In Melbourne’s inner-city (Fitzroy, Collingwood, Brunswick), these homes stay on market longer and typically sell 5–15% below reserve via private negotiation. Use comparable sales, inspections, and timing to separate red flags from genuine value opportunities.
Blocked drain repairs in Melbourne range from simple snake clearing to full excavation. Understand typical costs, when CCTV inspections should precede digging, and when second opinions save money. Learn about IO installations, jet blasting for roots, permit factors, and staged approaches to manage budgets while resolving genuine structural drainage issues.
Bank valuations in Melbourne often sit below auction results due to lagging desktop comparables, conservative risk‑focused valuer methods, and competitive bidding premiums. This gap can force larger deposits, especially for first‑home buyers. Use tight finance clauses, fresh comps, professional appraisals, and deposit buffers to reduce valuation‑shortfall risk in Melbourne’s market.
Rentvesting lets Australia’s first home buyers invest while renting in preferred areas. Compare borrowing capacity, deposits, interest rates, cashflow, tax, and risk versus owner-occupied purchase. Learn how debt-to-income limits, FHLDS, LMI waivers, guarantor loans, auctions, and market timing affect affordability, serviceability, and long‑term equity growth for sustained wealth creation goals.
Home insurance should cover rebuild cost, not market value. Calculate demolition, site works, construction at current rates, professional fees, and compliance. Victorian builds average 2,000–4,500 per m². Online calculators often understate by 10–30%. Underinsurance reduces claims. Quantity surveyor assessments deliver accurate sums insured for complex or high-value homes in Australia.
Buying or selling a strata property? This guide explains Section 32 Vendor Statement requirements and how to spot building defects—fire rating issues, combustible cladding, and water ingress. Learn what disclosures matter, red flags to check, and how to protect your transaction in Victoria.